INSURANCE COMPANIES
Auto insurance companies, profiled without a ranking
This directory profiles 16 major auto insurers from each company's own published pages: the coverage types it lists, the driving programs it advertises in its own words, and the eligibility limits it states. There is no ranking here and no company is presented as the right choice for any driver, because the right insurer depends on your record, your car, your state and the limits you choose. What this page gives you is a quote list and the framework to judge the quotes you get.
Independence: We are not paid by any insurance company listed here. There are no sponsored placements and no affiliate links. This directory is a free tool to help you compare your options. Companies appear in alphabetical order, and that order never changes for payment, because no company pays us anything.
Published averages and benchmarks, not a quote. Not insurance advice. This site does not sell insurance. Company facts were read on each company's official site; each profile shows the date its facts were last verified, and facts can change; confirm current terms with the company before you buy.
Short answer: This directory profiles 16 auto insurers from each company's own published pages: the coverage types each one lists, the driving programs each one advertises, and the eligibility limits each one states. It publishes no prices and no rankings.
How to use it: filter the list below to the companies you can actually buy from, open two or three profiles, then take one fixed coverage specification to each company for a quote you can compare.
Start from a situation (each link presets the directory filters below):
Find insurers that fit how you shop
Answer three questions and this finder narrows the full list to a shortlist of two or three companies, using only the fields recorded for each company in the directory data. It shows the recorded facts behind each match so you can check the reasoning yourself.
How the shortlist is produced: your answers filter the full list of 16 companies. A company stays on the list only if every answer matches a tag recorded for it in our data file. If more than three companies match, the first three in directory order (alphabetical) are shown, and that order never changes. Choosing No preference applies no filter for that question. The full directory below stays visible and usable whether or not you use this finder.
Answer all three questions to see a shortlist. The full directory below stays available either way.
The comparison framework
Four things decide whether a quote is genuinely competitive, and none of them is the headline premium on its own.
- Premium for identical limits and deductibles. Price only counts when the liability limits, uninsured motorist limits, deductibles and add-ons behind it match quote for quote. Fix one specification first, then gather prices against it. The quote comparison guide walks through building that specification.
- Coverage options you will actually use. Rental reimbursement, roadside assistance, gap coverage and rideshare coverage are sold differently by different companies, and some are bundled while others are priced as add-ons. Compare the full contents of each quote, not only its total.
- Claims and service channels. Some companies in this directory sell through local agents, some direct online, some both. Decide which channel you want before a claim forces the question, and ask how claims are reported and how repairs are approved.
- Discounts and programs you qualify for. Every company here advertises at least one program, and the programs change what a quote means. A telematics enrollment discount that re-scores at renewal is not the same product as a fixed discount. Ask which discounts are inside the quoted price today and which depend on future driving.
When the quotes are in, line them up in the quote comparison worksheet, which converts every quote to an annual figure and places it next to your state benchmark from the NAIC data behind our state rate index. Prepare with the quote shopping checklist so each insurer prices the same facts.
The companies
Listed alphabetically. Search by name or characteristic, or filter by a tag. Every card carries the tags recorded for that company in our data file and the source its profile was built from.
Showing 16 of 16 companies. The comparison table below always lists all 16.
Allstate
Quotes online, by phone and through local Allstate agents.
Personal autoNationwideOpen to all driversOnline quotesLocal agentsDriving-score programPay-per-mile
Programs it advertises: Drivewise, Milewise.
Source: Allstate official site, allstate.com (auto insurance and coverage pages), verified 2026-10-19.
American Family
Quotes online and through American Family agents.
Personal autoSelect statesOpen to all driversOnline quotesLocal agentsDriving-score programLow-mileage program
Programs it advertises: DriveMyWay, MilesMyWay.
Eligibility: restricted. See the profile before you quote.
Read the American Family profile
Source: American Family official site, amfam.com (car insurance coverage pages), verified 2026-10-19.
Amica
Quotes online and by phone, direct from the company.
Personal autoNationwideOpen to all driversOnline quotes
Programs it advertises: Dividend policy, Platinum Choice Auto.
Eligibility: restricted. See the profile before you quote.
Source: Amica official site, amica.com (auto insurance, coverage options, dividend policy and company facts pages), verified 2026-10-19.
Auto-Owners
Quotes through local independent agents who represent Auto-Owners.
Personal autoSelect statesOpen to all driversIndependent agents
Programs it advertises: Road Trouble Service, Additional Expense coverage.
Eligibility: restricted. See the profile before you quote.
Source: Auto-Owners official site, auto-owners.com (auto coverages page), verified 2026-10-19.
Erie Insurance
Quotes through local Erie agents.
Personal autoSelect statesOpen to all driversLocal agentsRate lock featureDeductible featureDriving-score program
Programs it advertises: ERIE Rate Lock, ERIE Auto Plus, YourTurn.
Eligibility: restricted. See the profile before you quote.
Read the Erie Insurance profile
Source: Erie Insurance official site, erieinsurance.com (auto insurance pages), verified 2026-10-19.
Farmers
Quotes online to start, and through local Farmers agents.
Personal autoSelect statesOpen to all driversOnline quotesLocal agentsDriving-score program
Programs it advertises: Signal.
Eligibility: restricted. See the profile before you quote.
Source: Farmers official site, farmers.com (auto insurance and state coverage pages), verified 2026-10-19.
GEICO
Quotes online, by phone, in the mobile app and through local GEICO agents.
Personal autoNationwideOpen to all driversOnline quotesDriving-score programLocal agents
Programs it advertises: DriveEasy, Mechanical Breakdown Insurance.
Source: GEICO official site, geico.com (auto insurance and coverage pages), verified 2026-10-19.
The Hartford
Quotes online and by phone, direct from the company, through the AARP Auto Insurance Program from The Hartford.
Personal autoNationwideOnline quotesDriving-score programDeductible featureMembers only: AARP members age 50+
Programs it advertises: AARP Auto Insurance Program from The Hartford, TrueLane, Accident Forgiveness, Disappearing Deductible, RecoverCare.
Eligibility: restricted. See the profile before you quote.
Source: The Hartford official site, thehartford.com (AARP car insurance, coverage, TrueLane and age requirement pages), verified 2026-10-19.
Liberty Mutual
Quotes online and through agents.
Personal autoNationwideOpen to all driversOnline quotesLocal agentsDriving-score program
Programs it advertises: RightTrack, Better Car Replacement.
Read the Liberty Mutual profile
Source: Liberty Mutual official site, libertymutual.com (auto insurance and RightTrack pages), verified 2026-10-19.
Mercury Insurance
Quotes online, by phone, and through independent agents.
Personal autoSelect statesOpen to all driversOnline quotesIndependent agentsDriving-score program
Programs it advertises: MercuryGO.
Eligibility: restricted. See the profile before you quote.
Read the Mercury Insurance profile
Source: Mercury Insurance official site, mercuryinsurance.com (auto insurance, auto FAQ and MercuryGO pages), verified 2026-10-19.
Nationwide
Quotes online and through independent agents.
Personal autoNationwideOpen to all driversOnline quotesIndependent agentsDriving-score programPay-per-mileDeductible feature
Programs it advertises: SmartRide, SmartMiles, Vanishing Deductible.
Eligibility: restricted. See the profile before you quote.
Source: Nationwide official site, nationwide.com (auto insurance and telematics pages), verified 2026-10-19.
NJM Insurance
Quotes online and by phone, direct from the company, with exclusive agents supporting policyholders.
Personal autoSelect statesOpen to all driversOnline quotesDriving-score program
Programs it advertises: NJM SafeDrive, Dividends.
Eligibility: restricted. See the profile before you quote.
Read the NJM Insurance profile
Source: NJM Insurance official site, njm.com (auto insurance, endorsements, SafeDrive, New Jersey auto and About pages), verified 2026-10-19.
Progressive
Quotes online, by phone, in its mobile app, and through local independent agents.
Personal autoNationwideOpen to all driversOnline quotesIndependent agentsDriving-score program
Programs it advertises: Snapshot, Name Your Price.
Source: Progressive official site, progressive.com (auto, Snapshot and coverage pages), verified 2026-10-19.
State Farm
Quotes online and through its network of local agents.
Personal autoNationwideOpen to all driversOnline quotesLocal agentsDriving-score program
Programs it advertises: Drive Safe & Save, Steer Clear.
Source: State Farm official site, statefarm.com (auto insurance and Drive Safe & Save pages), verified 2026-10-19.
Travelers
Quotes online and through independent agents.
Personal autoNationwideOpen to all driversOnline quotesIndependent agentsDriving-score program
Programs it advertises: IntelliDrive, IntelliDrivePlus.
Source: Travelers official site, travelers.com (car insurance, coverage and IntelliDrive pages), verified 2026-10-19.
USAA
Quotes online, by phone and in the USAA mobile app, for members only.
Personal autoNationwideMembers only: military communityOnline quotesDriving-score programLow-mileage program
Programs it advertises: SafePilot, SafePilot Miles.
Eligibility: restricted. See the profile before you quote.
Source: USAA official site, usaa.com (auto insurance and eligibility pages), verified 2026-10-19.
Compare all 16, field by field
Every field recorded for each company in our data file appears in this table: legal name, footprint, eligibility, how quotes are sold, every coverage type listed, every program advertised, the full tag set, the official site, and the profile source. Click any column header to sort by it; click again to reverse the order. The full profile text and what-to-ask notes are on each company's profile page.
| Company | Legal / full name | Footprint | Eligibility | How quotes are sold | Coverage types listed | Programs it advertises | Tags | Official site | Profile source |
|---|---|---|---|---|---|---|---|---|---|
| Allstate | Allstate Insurance Company, part of The Allstate Corporation | Nationwide | Open to all drivers | Quotes online, by phone and through local Allstate agents | Liability, Collision, Comprehensive, Uninsured and underinsured motorist, Medical payments and personal injury protection, Roadside assistance, Rental reimbursement, Gap coverage, Custom equipment coverage | Drivewise, Milewise | Personal auto, Nationwide, Open to all drivers, Online quotes, Local agents, Driving-score program, Pay-per-mile | Official site | Allstate official site, allstate.com (auto insurance and coverage pages), verified 2026-10-19 |
| American Family | American Family Insurance, including American Family Mutual Insurance Company, S.I. | Select states | Open to all drivers | Quotes online and through American Family agents | Bodily injury and property damage liability, Collision, Comprehensive, Medical expense coverage, Personal injury protection, Uninsured and underinsured motorist, Emergency roadside assistance, Rental reimbursement, Lease or loan gap coverage | DriveMyWay, MilesMyWay | Personal auto, Select states, Open to all drivers, Online quotes, Local agents, Driving-score program, Low-mileage program | Official site | American Family official site, amfam.com (car insurance coverage pages), verified 2026-10-19 |
| Amica | Amica Mutual Insurance Company | Nationwide | Open to all drivers | Quotes online and by phone, direct from the company | Liability, Collision, Comprehensive, Uninsured and underinsured motorist, Medical payments and personal injury protection, Roadside assistance, Guaranteed asset protection (GAP) insurance, Rental car reimbursement, Glass coverage, Ridesharing or delivery driving coverage, New car replacement | Dividend policy, Platinum Choice Auto | Personal auto, Nationwide, Open to all drivers, Online quotes | Official site | Amica official site, amica.com (auto insurance, coverage options, dividend policy and company facts pages), verified 2026-10-19 |
| Auto-Owners | Auto-Owners Insurance Company | Select states | Open to all drivers | Quotes through local independent agents who represent Auto-Owners | Collision, Comprehensive, Bodily injury and property damage liability, Uninsured and underinsured motorist, Medical payments and personal injury protection, Road trouble service, Additional expense (rental and trip) coverage, Loan or lease gap coverage | Road Trouble Service, Additional Expense coverage | Personal auto, Select states, Open to all drivers, Independent agents | Official site | Auto-Owners official site, auto-owners.com (auto coverages page), verified 2026-10-19 |
| Erie Insurance | Erie Insurance Group, including Erie Insurance Exchange | Select states | Open to all drivers | Quotes through local Erie agents | Liability, Collision, Comprehensive, Uninsured and underinsured motorist, Medical payments and personal injury protection, Transportation expense (rental) coverage, Roadside service, Pet injury coverage, Personal item coverage | ERIE Rate Lock, ERIE Auto Plus, YourTurn | Personal auto, Select states, Open to all drivers, Local agents, Rate lock feature, Deductible feature, Driving-score program | Official site | Erie Insurance official site, erieinsurance.com (auto insurance pages), verified 2026-10-19 |
| Farmers | Farmers Insurance Group of Companies, including Farmers Insurance Exchange | Select states | Open to all drivers | Quotes online to start, and through local Farmers agents | Liability, Collision, Comprehensive, Uninsured and underinsured motorist, Medical payments and personal injury protection, Roadside assistance, Rental or rental alternative coverage, Gap coverage, New car replacement options | Signal | Personal auto, Select states, Open to all drivers, Online quotes, Local agents, Driving-score program | Official site | Farmers official site, farmers.com (auto insurance and state coverage pages), verified 2026-10-19 |
| GEICO | Government Employees Insurance Company, part of the GEICO group of companies | Nationwide | Open to all drivers | Quotes online, by phone, in the mobile app and through local GEICO agents | Liability, Collision, Comprehensive, Medical payments and personal injury protection, Uninsured and underinsured motorist, Emergency roadside service, Rental reimbursement, Mechanical breakdown insurance | DriveEasy, Mechanical Breakdown Insurance | Personal auto, Nationwide, Open to all drivers, Online quotes, Driving-score program, Local agents | Official site | GEICO official site, geico.com (auto insurance and coverage pages), verified 2026-10-19 |
| The Hartford | Hartford Fire Insurance Company and its affiliates, part of The Hartford | Nationwide | Members only: AARP members age 50+ | Quotes online and by phone, direct from the company, through the AARP Auto Insurance Program from The Hartford | Bodily injury and property damage liability, Collision, Comprehensive, Uninsured and underinsured motorist, Medical payments and personal injury protection, Full glass coverage, Gap coverage, Rental car reimbursement, Emergency roadside assistance, New car replacement coverage | AARP Auto Insurance Program from The Hartford, TrueLane, Accident Forgiveness, Disappearing Deductible, RecoverCare | Personal auto, Nationwide, Online quotes, Driving-score program, Deductible feature, Members only: AARP members age 50+ | Official site | The Hartford official site, thehartford.com (AARP car insurance, coverage, TrueLane and age requirement pages), verified 2026-10-19 |
| Liberty Mutual | Liberty Mutual Insurance Company, part of Liberty Mutual Group | Nationwide | Open to all drivers | Quotes online and through agents | Liability, Collision, Comprehensive, Uninsured and underinsured motorist, Medical payments and personal injury protection, Roadside assistance, Rental reimbursement, Gap coverage, Accident forgiveness | RightTrack, Better Car Replacement | Personal auto, Nationwide, Open to all drivers, Online quotes, Local agents, Driving-score program | Official site | Liberty Mutual official site, libertymutual.com (auto insurance and RightTrack pages), verified 2026-10-19 |
| Mercury Insurance | Mercury Insurance, part of Mercury General Corporation | Select states | Open to all drivers | Quotes online, by phone, and through independent agents | Liability, Collision, Comprehensive, Uninsured and underinsured motorist, Medical payments and personal injury protection, Rental reimbursement, Roadside assistance, Ride-hailing coverage | MercuryGO | Personal auto, Select states, Open to all drivers, Online quotes, Independent agents, Driving-score program | Official site | Mercury Insurance official site, mercuryinsurance.com (auto insurance, auto FAQ and MercuryGO pages), verified 2026-10-19 |
| Nationwide | Nationwide Mutual Insurance Company | Nationwide | Open to all drivers | Quotes online and through independent agents | Liability, Collision, Comprehensive, Uninsured and underinsured motorist, Medical payments and personal injury protection, Rental reimbursement, Roadside assistance, Loan or lease gap coverage, Accident forgiveness | SmartRide, SmartMiles, Vanishing Deductible | Personal auto, Nationwide, Open to all drivers, Online quotes, Independent agents, Driving-score program, Pay-per-mile, Deductible feature | Official site | Nationwide official site, nationwide.com (auto insurance and telematics pages), verified 2026-10-19 |
| NJM Insurance | NJM Insurance Company, part of NJM Insurance Group | Select states | Open to all drivers | Quotes online and by phone, direct from the company, with exclusive agents supporting policyholders | Liability, Collision, Comprehensive, Uninsured and underinsured motorist, Medical expenses and personal injury protection, Roadside assistance, Transportation expense (rental) coverage, Gap coverage, Rideshare coverage, Limited pet coverage, New car replacement, Limited vehicle customization coverage | NJM SafeDrive, Dividends | Personal auto, Select states, Open to all drivers, Online quotes, Driving-score program | Official site | NJM Insurance official site, njm.com (auto insurance, endorsements, SafeDrive, New Jersey auto and About pages), verified 2026-10-19 |
| Progressive | The Progressive Corporation group of insurance companies | Nationwide | Open to all drivers | Quotes online, by phone, in its mobile app, and through local independent agents | Liability, Collision, Comprehensive, Uninsured and underinsured motorist, Medical payments and personal injury protection, Roadside assistance, Rental reimbursement, Loan or lease payoff, Custom parts and equipment, Rideshare coverage | Snapshot, Name Your Price | Personal auto, Nationwide, Open to all drivers, Online quotes, Independent agents, Driving-score program | Official site | Progressive official site, progressive.com (auto, Snapshot and coverage pages), verified 2026-10-19 |
| State Farm | State Farm Mutual Automobile Insurance Company | Nationwide | Open to all drivers | Quotes online and through its network of local agents | Liability, Collision, Comprehensive, Uninsured and underinsured motorist, Medical payments and personal injury protection, Emergency roadside service, Rental car reimbursement, Rideshare driver coverage | Drive Safe & Save, Steer Clear | Personal auto, Nationwide, Open to all drivers, Online quotes, Local agents, Driving-score program | Official site | State Farm official site, statefarm.com (auto insurance and Drive Safe & Save pages), verified 2026-10-19 |
| Travelers | The Travelers Companies, Inc. group, including The Travelers Indemnity Company | Nationwide | Open to all drivers | Quotes online and through independent agents | Liability, Collision, Comprehensive, Uninsured and underinsured motorist, Medical payments and personal injury protection, Loan or lease gap coverage, Extended transportation expenses (rental) coverage, Roadside assistance | IntelliDrive, IntelliDrivePlus | Personal auto, Nationwide, Open to all drivers, Online quotes, Independent agents, Driving-score program | Official site | Travelers official site, travelers.com (car insurance, coverage and IntelliDrive pages), verified 2026-10-19 |
| USAA | United Services Automobile Association | Nationwide | Members only: military community | Quotes online, by phone and in the USAA mobile app, for members only | Liability, Collision, Comprehensive, Uninsured and underinsured motorist, Medical payments and personal injury protection, Roadside assistance, Rental reimbursement | SafePilot, SafePilot Miles | Personal auto, Nationwide, Members only: military community, Online quotes, Driving-score program, Low-mileage program | Official site | USAA official site, usaa.com (auto insurance and eligibility pages), verified 2026-10-19 |
How this directory was built
Each profile was compiled from the company's official site, on the verified date shown on that profile: its auto insurance and coverage pages, its program pages, and its eligibility statements where it publishes them. Programs are described as the company's own claims, in the company's terms, because a discount percentage on a marketing page applies to a specific driver profile and state, not to every reader. Where a company restricts who can buy, the profile says so in plain terms. Where a fact could not be confirmed on the official site, it was left out. Company details change; the profile links to the company's official auto insurance page so you can confirm the current position before you quote.
Sources: the official sites of the 16 companies profiled, each read on the verified date shown on its profile. Benchmark figures elsewhere on this site: NAIC 2024 Auto Insurance Database Average Premium Supplement (September 2026), Tables 1C, 4 and 5. See Methodology.