Terms of use

Last updated: 2026-10-04.

Information, not advice

ClearCarRates publishes general information from published averages. Nothing on this site is insurance, legal or financial advice for your situation, and using this site does not create an advisor, broker or client relationship.

No quotes, no coverage

Benchmarks on this site are not quotes, offers, binders or guarantees of premium. Only an insurer or licensed agent can quote or bind coverage for you.

Accuracy

We work to tie every figure to a named source and to correct confirmed errors. Published averages age, state rules change, and your premium depends on facts we do not have. Verify important decisions with primary sources and licensed professionals.

Acceptable use

Do not misrepresent our benchmarks as quotes, scrape the site in a way that harms its operation, or use the content to mislead consumers.